Why Your Free Repair Just Cost You $400 (The Labor Rate Trap)

why your free repair just cost you $400 (the labor rate trap)

Imagine this: You have a “Zero Deductible” warranty. Your alternator dies. You take it to a shop. They fix it. When you go to pick it up, they hand you a bill for $400. “I thought I had a zero deductible!” you say. “You do,” the shop says. “But your warranty only pays $100 an […]

“Normal Wear and Tear”: The 4 Words That Kill Your Warranty Claim

the 4 words that kill your warranty claim

You bought an extended warranty because you knew your car was getting older. You wanted protection against the inevitable breakdowns that happen at 80,000 miles. So why did your claim just get denied for “Normal Wear and Tear”? This is the industry’s favorite loophole. Most Vehicle Service Contracts have a clause stating they only cover […]

The Scariest Question in Auto Repair: “Do You Authorize the Tear-Down?”

do you authorize the tear down

It is the moment every warranty holder dreads. You tow your car to the shop with a knocking engine. You hand over your warranty contract, expecting “peace of mind.” Instead, the service advisor calls you back with a terrifying ultimatum: “The warranty company needs us to take your engine apart to find the exact failure. […]

The Warranty Game is Rigged against You. Here Is How We Help You Win.

vehicle warranty denials

If you have ever screamed into your phone while on hold with a warranty claims department, you already know the truth: The system is designed to wear you down. You bought the “Platinum Protection Plan.” The brochure said “Bumper-to-Bumper.” The salesperson promised “Peace of Mind.” But now that your transmission is slipping or your AC […]